Fintech engineering, built by people who have shipped fintech before
Fintech engineering that meets RBI, PCI-DSS, and SOC 2 expectations without slowing your roadmap.
How Kiebot ships fintech
Kiebot has shipped fintech products in India, the GCC, and the US. Our engineers know what an audit trail, a four-eyes check, and an idempotent payment intent look like when they are written correctly. We treat compliance as a daily engineering practice, not a sprint at the end of the project.
- Lending platforms with KYC, underwriting, and disbursal flows
- Wallet and payment APIs with idempotency and webhook reconciliation
- Trading and brokerage interfaces with low-latency order book views
- B2B BNPL and invoicing platforms with audit-grade ledgers
- Embedded finance modules inside existing SaaS products
Engineering signals you can audit
- Idempotent APIs and exactly-once webhook processing by default
- Append-only ledgers with reconcile-or-reverse semantics
- KMS-backed encryption and tightly scoped IAM
- Audit logging on every state transition, ready for the auditor on day one
Compliance, in practice
PCI-DSS scoping, RBI guidelines for digital lending and tokenisation, SOC 2 readiness, GDPR-ready data flows. We work with compliance teams from week one, not week ten.
Selected fintech work
Frequently asked questions
Can Kiebot work inside PCI-DSS or RBI scope?+
Yes. We scope the work carefully so the smallest possible footprint touches sensitive data, and we deliver runbooks the on-call team can actually follow.
Do you build the underwriting models or just the platform?+
We build the platform and the rules engine. We will integrate a data-science team's model behind a clean interface; for the model itself, we work alongside your data scientists.
How do you handle webhook idempotency for payments?+
Idempotency keys plus a processed-events table with row-level locks. Replay-safe by design, with explicit retry windows and dead-letter handling.